If you plan on driving your Jeep on the street at all, you’ve got to have insurance. But for many Jeepers, their rig isn’t a daily driver. Some of us only pull our rides out of the garage in the summer months. So what’s the best choice for insurance?
Obviously you don’t want to insure your vehicle full time if you’re not going to be driving it full time. So make sure to check with your insurance agent for other cost effective options they might have for part time use vehicles. In my case, my insurance company offered insurance specifically for hobby/recreational vehicles. This costs me about $10 a month and is well worth it.
Other insurance options include seasonal insurance for a time frame you specify. For example, you can insure your Jeep for just spring and summer rather than spending the dough to insure it all year.
Whatever the case, make sure you do insure your vehicle. If you get caught driving while uninsured the penalties are stiff and could result in you losing your license. Not to mention, if you get in a wreck the other motorist could sue you for damages.
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